Parents dancing with their two young children in the living room

SIMPLY SECURE™

Cover your payments

if life changes.

Simply Secure™ is the backup plan: optional protection that can cover your Flexiti payments if you lose your job, become disabled, or face a critical illness. Login to see if you are eligible.

Parents dancing with their two young children in the living room

SIMPLY SECURE™

Cover your payments

if life changes.

Simply Secure™ is the backup plan: optional protection that can cover your Flexiti payments if you lose your job, become disabled, or face a critical illness. Login to see if you are eligible.

Parents dancing with their two young children in the living room

SIMPLY SECURE™

Cover your payments

if life changes.

Simply Secure™ is the backup plan: optional protection that can cover your Flexiti payments if you lose your job, become disabled, or face a critical illness. Login to see if you are eligible.

WHAT’S COVERED

Coverage for the moments

you don’t plan for.

WHAT’S COVERED

Coverage for the moments

you don’t plan for.

WHAT’S COVERED

Coverage for the moments

you don’t plan for.

Benefits are payable under one protection at a time. Conditions, waiting periods and exclusions apply. See the Certificate of Insurance for full details.

01

Job loss

If you’re laid off or your employment ends, Simply Secure™ covers up to 12 monthly payments on your Flexiti account, after a 30-day waiting period.

02

Disability

If an injury or illness keeps you from working for more than 30 days, your monthly payments are covered for up to 12 months while you recover.

03

Critical illness

Diagnosed for the first time with cancer, heart attack, stroke, coronary bypass, kidney failure or a major organ transplant? Your outstanding balance is paid off, up to $25,000.

04

Death or dismemberment

Your family won’t inherit the balance. In the event of death or a covered dismemberment, your account is paid off, up to $25,000.

MILESTONE BENEFIT

Benefit

Up to 3 monthly payments

Maximum

$2,000

Claims

1 per 12 months

Milestone must occur at least 30 days after coverage begins. Available up to age 70. Retirement is limited to one payment.

LIFETIME MILESTONE SUPPORT

Coverage for the

good moments too.

Simply Secure™ also celebrates with you. When life brings a milestone, Trans Global Insurance makes a one-time payment toward your balance: up to three monthly payments, to a maximum of $2,000.

Eligible milestones include the birth or adoption of a child, your marriage or your child’s marriage, buying a home as your principal residence, paying off your mortgage, retirement, and a post-secondary graduation or professional designation for you, your spouse or your child.

MILESTONE BENEFIT

Benefit

Up to 3 monthly payments

Maximum

$2,000

Claims

1 per 12 months

Milestone must occur at least 30 days after coverage begins. Available up to age 70. Retirement is limited to one payment.

LIFETIME MILESTONE SUPPORT

Coverage for the

good moments too.

Simply Secure™ also celebrates with you. When life brings a milestone, Trans Global Insurance makes a one-time payment toward your balance: up to three monthly payments, to a maximum of $2,000.

Eligible milestones include the birth or adoption of a child, your marriage or your child’s marriage, buying a home as your principal residence, paying off your mortgage, retirement, and a post-secondary graduation or professional designation for you, your spouse or your child.

MILESTONE BENEFIT

Benefit

Up to 3 monthly payments

Maximum

$2,000

Claims

1 per 12 months

Milestone must occur at least 30 days after coverage begins. Available up to age 70. Retirement is limited to one payment.

LIFETIME MILESTONE SUPPORT

Coverage for the

good moments too.

Simply Secure™ also celebrates with you. When life brings a milestone, Trans Global Insurance makes a one-time payment toward your balance: up to three monthly payments, to a maximum of $2,000.

Eligible milestones include the birth or adoption of a child, your marriage or your child’s marriage, buying a home as your principal residence, paying off your mortgage, retirement, and a post-secondary graduation or professional designation for you, your spouse or your child.

HOW IT WORKS

Simple to add.

Simple to cancel.

HOW IT WORKS

Simple to add.

Simple to cancel.

HOW IT WORKS

Simple to add.

Simple to cancel.

What it costs

$1.39 per $100 of your outstanding balance each month, plus applicable taxes. A $400 balance costs about $5.56 a month. A zero balance costs nothing.

How to sign up

Add Simply Secure™ during your Flexiti application, at your next in-store purchase, at my.flexiti.com, or by calling Trans Global Insurance at 1-844-930-6022.

Changing your mind

Coverage is optional and you can cancel any time. Cancel within 30 days (60 days in Quebec) and any premiums you’ve paid are refunded.

Already insured?

Simply Secure™ pays in addition to any other coverage you have.

QUESTIONS

Before you enrol.

What is Simply Secure?

Optional insurance that can cover up to 12 monthly payments if you lose your job or become disabled, and your balance up to $25,000 in the event of critical illness or death. It costs $1.39 per $100 of your outstanding balance, plus applicable taxes.

How do I sign up?

Am I eligible?

Is there a waiting period?

I'm self-employed. Am I covered for job loss?

What isn't covered?

When does coverage end?

How do I make a claim?

How do I make a complaint?

LEGAL

Simply Secure™ is optional creditor insurance underwritten by Trans Global Insurance Company and Trans Global Life Insurance Company. This page is a summary only. Coverage is subject to the terms, conditions, waiting periods and exclusions in the Certificate of Insurance, available at transglobalinsurance.ca/insurance/other. For questions about coverage or claims, contact Trans Global Insurance at 1-844-930-6022.

Simply Secure™ is optional creditor insurance underwritten by Trans Global Insurance Company and Trans Global Life Insurance Company. This page is a summary only. Coverage is subject to the terms, conditions, waiting periods and exclusions in the Certificate of Insurance, available at transglobalinsurance.ca/insurance/other. For questions about coverage or claims, contact Trans Global Insurance at 1-844-930-6022.