A couple unpacking a wooden bowl together on a sofa

FLEXITI WAVE CARD™

Start with Wave.

Grow into more.

For the big purchases that take planning. Spread them over 24 to 60 months with equal monthly payments that fit your budget, at select retailers.

Sign in

Where it’s accepted

A couple unpacking a wooden bowl together on a sofa

FLEXITI WAVE CARD™

Start with Wave.

Grow into more.

For the big purchases that take planning. Spread them over 24 to 60 months with equal monthly payments that fit your budget, at select retailers.

Sign in

Where it’s accepted

A couple unpacking a wooden bowl together on a sofa

FLEXITI WAVE CARD™

Start with Wave.

Grow into more.

For the big purchases that take planning. Spread them over 24 to 60 months with equal monthly payments that fit your budget, at select retailers.

Sign in

Where it’s accepted

PLAN TERMS

Pick the term

that fits the purchase.

Longer terms mean smaller monthly payments. Shorter terms mean you're done sooner. All Wave Card plans are equal monthly payments with interest¹, and your rate and term are shown before you confirm, so there are no surprises.

PLAN TERMS

Pick the term

that fits the purchase.

Longer terms mean smaller monthly payments. Shorter terms mean you're done sooner. All Wave Card plans are equal monthly payments with interest¹, and your rate and term are shown before you confirm, so there are no surprises.

PLAN TERMS

Pick the term

that fits the purchase.

Longer terms mean smaller monthly payments. Shorter terms mean you're done sooner. All Wave Card plans are equal monthly payments with interest¹, and your rate and term are shown before you confirm, so there are no surprises.

24-MONTH PLAN

24

months, equal payments. Paid sooner.

24-MONTH PLAN

24

months, equal payments. Paid sooner.

36-MONTH PLAN

36

months, equal payments. A steady middle.

36-MONTH PLAN

36

months, equal payments. A steady middle.

48-MONTH PLAN

48

months, equal payments. Room to breathe.

48-MONTH PLAN

48

months, equal payments. Room to breathe.

60-MONTH PLAN

60

months, equal payments. Smallest monthly payment.

60-MONTH PLAN

60

months, equal payments. Smallest monthly payment.

YOUR PATH TO FLEXITICARD

How it works today.

Where it can take you.

Wave is the first step with Flexiti. Use it well, and it can open the door to more.

YOUR PATH TO FLEXITICARD

How it works today.

Where it can take you.

Wave is the first step with Flexiti. Use it well, and it can open the door to more.

YOUR PATH TO FLEXITICARD

How it works today.

Where it can take you.

Wave is the first step with Flexiti. Use it well, and it can open the door to more.

Use it like a credit card

Present it at the counter or enter it online at participating retailers. Every purchase goes on an equal monthly plan, so you always know what you'll pay and when.

Pay your balance online

Sign in to see your plans, statements and next payment. Every on-time payment builds your history with us.

Shop at select retailers

Wave is accepted at a curated set of stores. Check the list before you shop. The network grows when you move up to the FlexitiCard®.

Graduate to the FlexitiCard

Keep up your good payment habits and you may become eligible to upgrade to the FlexitiCard², with more retailers and more plan options, including 0% interest¹ plans.

ACCEPTED AT SELECT RETAILERS

See all Wave Card retailers